A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health
| Author | : | |
| Rating | : | 4.95 (582 Votes) |
| Asin | : | 1929774702 |
| Format Type | : | paperback |
| Number of Pages | : | 274 Pages |
| Publish Date | : | 2017-11-03 |
| Language | : | English |
DESCRIPTION:
Practical Advice for Overcoming Debt I've read several personal finance / "get out of debt" books over the past few months, and this is the best. It has great practical advice for dealing with creditors and delaying foreclosure. The book is full of short "Survival Tips" that offer quick advice on a wide variety of debt issues from dealing with collectors to student loans.The book has a companion website [] that has even more great information. Particularly useful is the "Worksheets and Templates" section which has templates for Cease and Desist, Hardship Request and many other helpful letters. Fill in a. Excellent resource to overcome financial insanity Finally, a non-judgmental resource of basic information with easy to understand alternatives! Mitchell Allen's book gives steps you can take when trying to deal with overwhelming debt, but more importantly, he offers hope. "You are not your debt!Your worth as a person is not measured by your net worth, your past-due balances, or your lack of sufficient income." Here you'll get straight-forward techniques on how to prioritize your debt, options for debt management, and how to get your life back on track. The point of this book is not to explain how deep a hole you're . Extremely useful and powerful information Christopher Tracey Very easy to read book with great strategies for getting out of debt. This book doesn't advocate one particular method, it gives you all of the information from a neutral perspective so that you can make your own informed financial decisions. The book is best for people who are in serious financial trouble and are looking for solutions for their financial problems. Also, there is a great section talking about how you are not your debt. I highly reccommend this book!
As president of a nonprofit debt education organization, Mitchell L. A Survival Guide to Debt offers comprehensive coverage of all of your options for dealing with debt in a simple, guidebook format designed to empower you to make the best decisions for you. Allen explains Options for solving your debt problems on your ownClear tips for negotiating with creditorsHow to find professionals who can helpThe facts and myths and pros and cons of bankruptcyDetailed descriptions of chapter 7 and chapter 13 bankruptcyHow to live without relying on creditHow to emerge from the woods and build a financially secure life This book will give you the hope and the practical advice you need to move from debt-induced insanity to emotional and financial security. Paying bills with credit cards? Cringing every time the phone rings? Avoiding a stack of mail from your credit card company? Have you given up hope that you will ever recover from your desperate financial situation? Don't despair. Just open this book and discover the simple steps that will allow you to take control of your finances and your life. And he can show you how to spot the warning signs of financial distress, make smart dec
Copyright © Reed Business Information, a division of Reed Elsevier Inc. . Allen's casual manner is perfectly calming, and a surplus of real-world examples and worksheets (and a dedicated website) make it a valuable resource for any readers who want a better grip on their finances. From Publishers Weekly Arriving in the midst of the nation's money crisis, this volume is aimed at Americans in dire financial straits: people paying bills with credit cards, avoiding overdue notices and/or facing foreclosure. All rights reserved. He includes strategies for negotiating with creditors, determining whether bankruptcy is a viable solution, and taking financial control after re-establishing credit. Along the way, Allen also lays out debtors' legal rights, stresses the importance of savings goals, explores the emotional impact of bankruptcy and